Broker profile

CoreLogic

A B2B real-estate, mortgage, and risk-analytics data company headquartered in Irvine, California, whose CoreLogic Credco subsidiary is an FCRA-regulated specialty consumer reporting agency reselling merged credit reports from Equifax, Experian, and TransUnion to mortgage and auto lenders. Stone Point Capital and Insight Partners took it private in 2021 for roughly $6 billion; It rebranded as Cotality in March 2025, though the legal entity still files under CoreLogic. In 2024 Credco settled Fernandez for $58.5 million over wrongful OFAC-list matching against roughly 700,000 consumers in the merged credit files Credco resells to lenders.

CoreLogic homepage screenshot

CoreLogic overview

At a glance

Quick facts
Privacy Risk
LimitedModerateSubstantialExtensive
Data published
Substantial
Re-listing frequency
Occasional
Complaint record
Pattern of complaints
Opt-out friction
Moderate
Operator opacity
Fully disclosed
Prior data incidents
Confirmed breach

Each broker is scored 1 to 4 across the six dimensions above; higher means more exposure, and the overall gauge is their average.

A confirmed prior data leak holds the overall rating at Substantial or higher; a major or repeat breach forces Extensive, regardless of the other five dimensions.

What each dimension means
  • Data published: how much and how sensitive the personal data they put out.
  • Re-listing frequency: how quickly you reappear after opting out.
  • Complaint record: the volume and pattern of complaints across BBB, Trustpilot, and Sitejabber. No listing, or a listing with no reviews, counts against the broker.
  • Opt-out friction: how hard the removal process is to complete.
  • Operator opacity: how hidden the operating company and its principals are.
  • Prior data incidents: history of breaches or leaks of the data they hold.
Category

Property + mortgage data · risk analytics

Operating entity

CoreLogic, Inc.

Founded

2010

Headquarters

Irvine, CA

Rebranded

Mar 24, 2025

Marquee litigation
FCRA covered?

Partial

Background

Background

Company history

CoreLogic's primary business is enterprise property, mortgage, and risk-analytics data. It aggregates US property records, mortgage performance data, and insurance loss data and licenses them to lenders, insurers, real-estate professionals, and government. Its Credco subsidiary is an FCRA-regulated specialty consumer reporting agency that resells merged credit reports from the Big 3 bureaus to mortgage and auto lenders. The consumer-facing surface is small (no public search page); the data lives in enterprise dashboards, B2B API pulls, and merged credit files that lenders run when you apply for a mortgage.

Founded

June 1, 2010

Former listing

NYSE: CLGX

Owners

Stone Point Capital · Insight Partners

CoreLogic was carved out of First American Financial on June 1, 2010, listing on NYSE as CLGX. Over the next decade it built out the property and mortgage-data business through a series of acquisitions in real-estate records, parcel data, MLS aggregation, and risk analytics. In February 2021, private-equity firms Stone Point Capital and Insight Partners agreed to acquire CoreLogic for roughly $6 billion ($80/share); the deal closed June 4, 2021 and the company has been privately held since.

On March 24, 2025 the company announced a global rebrand as Cotality at its Intrconnect 2025 event, with the new tagline "Intelligence beyond bounds." The CoreLogic.com domain redirects to cotality.com; the consumer-facing brand, marketing site, and product names all transitioned. The CoreLogic, Inc. legal entity and subsidiaries (notably CoreLogic Credco LLC, CoreLogic Solutions LLC) continue using the CoreLogic name in legal filings, BBB profiles, and FCRA dispute correspondence. SafeRent Solutions - the tenant-screening business - was divested to Park Hill Holdings in 2021 and is no longer part of CoreLogic / Cotality; the Louis v. SafeRent algorithmic-discrimination class action that settled in 2024 was against the post-divestiture SafeRent entity.

CoreLogic is a different kind of "data broker" than the people-search brokers in this directory. The privacy concerns are real but materially different. Your mortgage-credit file (resold by Credco from Equifax / Experian / TransUnion), your property ownership history, and your real-estate transaction record are being aggregated and sold to lenders, insurers, and analytics customers. Closest comparisons in this directory are the Big 3 credit bureaus (Credco resells from all three) for the FCRA mechanism, and Acxiom / ZoomInfo / Foursquare for the B2B-enterprise-data framing.

Note on what CoreLogic does NOT operate: The CLUE (Comprehensive Loss Underwriting Exchange) database that follows your home-insurance claims is owned by LexisNexis Risk Solutions, not CoreLogic - common confusion. CoreLogic's insurance-analytics products are separate and address different underwriting use-cases. If you need to dispute a CLUE report entry, the dispute goes through LexisNexis, not CoreLogic.

Data Published

Data types

Property + credit + risk
  • Property ownership records (current and historical owners by parcel)

  • Property transaction history (sale dates, prices, deed records)

  • Parcel boundaries and assessor data (lot size, zoning, legal description)

  • Building characteristics (square footage, year built, bed / bath counts, construction details)

  • Property valuations and automated valuation models (AVMs)

  • Property tax records and tax-payment history

  • Mortgage origination and loan-performance data (loans, defaults, foreclosures, modifications)

  • MLS listing aggregation (current and historical listings, list-to-sale ratios, days-on-market)

  • Insurance loss / claims data for underwriting (CoreLogic's own products, distinct from LexisNexis CLUE)

  • Climate-risk analytics (wildfire, flood, hurricane, severe-convective-storm exposure modeling)

  • Merged consumer credit reports via Credco (resold from Equifax / Experian / TransUnion to mortgage and auto lenders)

  • OFAC-list match indicators (the dataset at issue in the Fernandez $58.5M settlement)

How the data is sourced: Property records come from county recorders, assessors, and tax authorities (public records) plus MLS partnerships; mortgage data comes from lender feeds; valuation data comes from a mix of public records + proprietary AVM modeling. Credco does not maintain its own credit database - it pulls live reports from the three bureaus on a per-application basis and merges them. Insurance data comes from carrier partnerships and public claim records. None of these products are populated by consumer signup or consent - the data is collected downstream of transactions you already participated in (selling a home, taking out a mortgage, filing a claim).

FCRA vs non-FCRA data - know which is which. The Credco mortgage credit report is an FCRA "consumer report" - you have the FCRA rights Credco itself handles (a copy of a report it made about you, dispute rights, the right to add a 100-word statement), while fraud alerts and security freezes go to Equifax, Experian and TransUnion, whose reports Credco resells. The property data is generally public records sourced from government recorders, so direct removal is constrained by the source rather than CoreLogic itself. Climate and risk analytics are commercial / B2B products that don't generally trigger FCRA at all. The CCPA / CPRA delete-request path applies to California residents for the non-FCRA categories.

Contact

Contacts & links

CoreLogic, Inc.
Operating entity

CoreLogic, Inc. · dba Cotality

Headquarters

Irvine, California

Credco Consumer Services

(800) 637-2422 M-F 6 AM - 5 PM PST

Credco mailing address for FCRA disputes

Credco Consumer Services Department P.O. Box 509124 San Diego, CA 92150

Credco consumer assistance hub
Cotality support / contact
Privacy request portal

Online Privacy Portal · opens from the California Collection Notice

Privacy request phone
Privacy questions and Shine the Light email
Fernandez settlement administrator
Steinberg settlement administrator (site titled Steinburg)
CA Data Broker registry

Registered as CoreLogic Solutions, LLC as of September 21, 2026, and the CPPA's DROP platform sends every registrant a California deletion request - cppa.ca.gov/data_broker_registry/

Network

Former business

Credco · property data · divested SafeRent

CoreLogic / Cotality operates several subsidiaries under the CoreLogic, Inc. corporate umbrella. It sold its tenant-screening business in February 2021, a few months before the take-private closed, and that business now runs separately as SafeRent Solutions.

CoreLogic operates as one corporate group, not a multi-broker network

CoreLogic, Inc. (dba Cotality) operates all of its subsidiaries (CoreLogic Credco LLC, CoreLogic Solutions LLC, etc.) under a shared corporate parent. The FCRA dispute path through Credco at (800) 637-2422 covers Credco mortgage-credit data; the property-data side is governed by public-records sources rather than a per-company opt-out. The divested SafeRent Solutions tenant-screening business has its own consumer-rights process under separate ownership; it does not share an opt-out with CoreLogic / Cotality.

Cross-category comparison: within this directory, CoreLogic has two parallel analogs. For the FCRA specialty-CRA mechanism, the closest analogs are the Big 3 credit bureaus (Equifax, Experian, TransUnion) - Credco resells from all three. For the B2B enterprise data licensing framing, the closest analogs are Acxiom (marketing segments), ZoomInfo (B2B contact data), and Foursquare (location intelligence). Different data, similar consumer-privacy posture.

Owned or operated by Stone Point + Insight2 entities in this network · Private equityExplore the full map

Reputation

Trust signals

B2B + consumer pass-through

CoreLogic's review presence splits between B2B enterprise customers (rating the data products on industry sites) and consumers whose mortgage / property / credit experience has run through CoreLogic downstream. The consumer-facing aggregators below capture the latter group, which skews more negative on dispute, escrow, and credit-report concerns.

Trustpilotcorelogic.com · consumer reviews1.7 / 5As of 2026-05View reviews ↗
Better Business BureauCoreLogic, Inc. · Irvine, CA · 23 complaints / 3yrF ratingAs of 2026-05Find on BBB ↗
Consumer AffairsCoreLogic SafeRent (tenant screening, sold Feb 2021) · 96 reviews1.0 / 5As of 2026-05View reviews ↗
  • OFAC false-match flags on Credco mortgage credit reports (the basis of the Fernandez $58.5M settlement)

  • "Deceased" notations on living consumers' credit files (the basis of the Steinberg $5.695M settlement)

  • Escrow disbursement errors on CoreLogic-serviced mortgage escrows (missed property-tax payments, monthly-payment surprises)

  • Inaccurate rental-history information that affected housing applications (legacy SafeRent product, pre-2021 divestiture)

  • Difficulty reaching a human in the FCRA dispute pipeline; mailed disputes receiving boilerplate denials

Common complaint themes (consumer-side, not B2B-customer):

Litigation

Litigation history

$64M+ in Credco-related settlements

CoreLogic Credco has resolved two substantial FCRA class actions in recent years - Fernandez (OFAC-match, $58.5M, 2024) and Steinberg (deceased-notation, $5.695M) - both centered on Credco's reseller mortgage credit reports. A third major case, the Louis v. SafeRent algorithmic-discrimination class action, was filed against SafeRent Solutions post-divestiture and is contextually relevant but not a direct CoreLogic / Cotality liability.

Fernandez v. CoreLogic Credco, LLC

Settled

U.S. District Court, Southern District of California · 3:20-cv-01262 JM(SBC) · Final approval June 10, 2024

Settlement total

$58,500,000

Class size

~700,000 consumers across three classes

Statute

FCRA 15 U.S.C. § 1681

Per-class payouts

Disclose $1,000 · Identify $500 · Inaccurate ~$47

The complaint alleged that Credco's reseller credit reports flagged consumers as "potential matches" to names on the U.S. Treasury's Office of Foreign Assets Control (OFAC) Specially Designated Nationals list using name-only matching, even when other identifying data (birthdate, Social Security number, address) did not match. The lead plaintiff was falsely matched with a Mexican narcotics trafficker who had the same surname. The consequence for class members was either being denied credit or facing extended verification delays. The $58.5M settlement creates three classes with differentiated payouts; the structural relief requires Credco to use additional identifying data beyond name to confirm OFAC matches going forward. This is one of the larger FCRA class settlements against any specialty CRA in the directory.

Steinberg v. CoreLogic Credco, LLC

Settled

FCRA class action · $5,695,000 settlement · Deceased-notation reporting

Settlement total

$5,695,000

Statute

FCRA

Per-claimant payout

~$607 per class member

Settlement website

creditreportsettlement.com

Class action alleging Credco violated FCRA by reporting consumers as deceased on credit reports when they were in fact alive - a notation that can freeze new-credit applications and cascade to other bureaus or downstream pulls. The settlement compensates affected class members at roughly $607 each (subject to administration costs and final class size).

Related and contextual matters:

  • Louis et al. v. SafeRent Solutions, LLC (D. Mass., filed May 25, 2022; $2.275M settled April 25, 2024) - the algorithmic-discrimination class action over the SafeRent Score's disparate impact on Black and Hispanic housing-voucher applicants. The DOJ and HUD filed a statement of interest in January 2023 supporting plaintiffs. CoreLogic divested SafeRent to Park Hill Holdings in 2021, so the settlement is against the post-divestiture SafeRent Solutions LLC, not CoreLogic / Cotality directly - but the conduct period substantially overlapped with the CoreLogic-ownership era.
  • FCRA wave on specialty CRAs - Credco's two large settlements (Fernandez OFAC, Steinberg deceased) reflect a broader FCRA enforcement-and-litigation pattern around specialty consumer reporting agencies beyond the Big 3 bureaus. Insufficient identifying-data matching and stale lifecycle data are the recurring failure modes.
  • The 2017 Credco breach. Between July 21 and August 7, 2017, an individual obtained consumer information from CoreLogic Credco without proper authorization, including names and addresses together with Social Security numbers, dates of birth or account numbers. Credco disabled the access on August 7, offered identity protection, and notified the California Attorney General with a letter dated August 29, 2017. That incident is what the prior-data-incidents score on this page reflects.
  • No FTC enforcement against CoreLogic / Cotality / CoreLogic Credco as of the last-updated date. FCRA enforcement against CRAs has been private-class-action-driven for the past decade, not FTC-driven.

FAQ

Q & A

Common questions
Is CoreLogic a data broker?

Yes, but the more useful framing is that CoreLogic (rebranded as Cotality on March 24, 2025) is a B2B real-estate, mortgage, and risk-analytics data company. It sells property records, ownership history, mortgage credit reports, and risk analytics to lenders, insurers, real-estate professionals, and government agencies. Its CoreLogic Credco subsidiary is an FCRA-regulated specialty consumer reporting agency that resells merged credit reports from Equifax, Experian, and TransUnion to mortgage and auto lenders. Unlike the people-search brokers in this directory, CoreLogic does not operate a consumer-facing search page.

Who owns CoreLogic?

CoreLogic, Inc. has been jointly owned by Stone Point Capital and Insight Partners since June 4, 2021, when they completed a take-private acquisition for roughly $6 billion ($80 per share, all cash). Headquarters is in Irvine, California. The company rebranded as Cotality on March 24, 2025 - the corelogic.com domain redirects to cotality.com, but the CoreLogic, Inc. legal entity and subsidiaries (notably CoreLogic Credco LLC) continue using the CoreLogic name in legal filings.

What information does CoreLogic collect?

CoreLogic aggregates US property records (ownership, parcel boundaries, transaction history, valuations, building characteristics, property tax records), mortgage and loan performance data, MLS listing data, and insurance-related risk data. Through CoreLogic Credco, it resells merged consumer credit reports from Equifax, Experian, and TransUnion to mortgage and auto lenders - Credco does not maintain its own credit database, but combines the three bureau files and applies its own scoring overlays. The SafeRent tenant-screening product was divested to Park Hill Holdings in 2021 and is no longer a CoreLogic operation.

Can I remove myself from CoreLogic?

Your rights depend on which CoreLogic product holds your data. For CoreLogic Credco mortgage credit reports, you have FCRA rights. Those let you ask for a copy of a Credco report with your information and dispute inaccurate information through Credco Consumer Services at (800) 637-2422 or Credco Consumer Services Department, P.O. Box 509124, San Diego, CA 92150. Credco resells reports built from Equifax, Experian and TransUnion data rather than producing its own, so fraud alerts and security freezes go to those three bureaus, and a freeze has to be placed with each one. For property records (real-estate transactions, ownership history, parcel data), these are typically public records sourced from county recorders and are not directly removable - you would need to address the public-records source. CCPA / CPRA delete rights apply to California residents for non-FCRA data categories. See our CoreLogic removal guide for step-by-step instructions.

How long does CoreLogic take to handle a dispute?

For FCRA-covered Credco disputes, the statutory deadline is 30 days (extendable to 45 days if you provide additional documentation during the investigation). Credco Consumer Services is reachable at (800) 637-2422, Monday through Friday 6:00 a.m. to 5:00 p.m. PST. For CCPA / CPRA delete requests on non-FCRA data, the deadline is 45 days, extendable once to 90. If a dispute is denied, FCRA gives you the right to add a 100-word statement to the disputed item that follows the file forward to anyone who pulls it.

Is CoreLogic covered by FCRA?

Partially. CoreLogic Credco LLC is an FCRA-regulated specialty consumer reporting agency on the CFPB's list of consumer reporting companies - mortgage credit reporting is fully FCRA-covered. The property-data and real-estate analytics products are not consumer reports in the FCRA sense; they're commercial data products. The divested SafeRent Solutions tenant-screening product is FCRA-covered as a separate specialty CRA, but is no longer part of CoreLogic / Cotality. In June 2024, CoreLogic Credco settled Fernandez v. CoreLogic Credco for $58.5 million over wrongful OFAC-list matching - one of the larger FCRA class settlements on record.

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Last updated:

September 10, 2026